My friend Tony Rush posted this on a messageboard and I thought it was an awesome post and wanted to share it with you. Thanks Tony!

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You hear a lot in the network marketing industry about “The Top Five Percent”. These are the people who are making it happen.

They’re earning large incomes.
They’re being an example of what’s possible.
They’re leading the charge.
They’re making things happen.
And they’re getting all the rewards they deserve.

One group that we do NOT talk about much in this industry is the “The BOTTOM Five Percent”.

These people are basically those who exist for the sole purpose of tearing down whatever a productive person is doing. The most appealing emotional payoff that exists for these people is when they feel that they are successfully impeding someone from achieving their desired end.

They don’t do anything.
They don’t produce anything.
They don’t achieve anything.
They don’t get anything done.
They’re not making things happen.
And they make NO significant money in the industry.

In fact, most of them have never earned more than $500 in any home-business despite the fact that many of them have been involved in the industry for years. In most cases, whatever success they’ve was long ago. And their lack of results since have caused them to become focused on DESTRUCTion rather than PROduction.

And — to me — the saddest part is that many of The Bottom Dwellers actually get most of their traction by positioning themselves as an “experienced” person.

They know the lingo.
They keep track of the gossip.
They know all the different pay plans.
They’ve read the books.
They’ve been to some seminars.

So, at first glance, they can actually come across as someone who’s actually knowledgeable about the industry and whose opinion would be worth hearing. But, most of us who ARE productive and successful have learned to spot the Bottom Dwellers by watching their language. Language is a great clue for where someone’s mindset is.

The Bottom Dwellers usually say things like:

– “The reason so-and-so is successful is because they probably brought over a big group from another company.” Or “Well, you know that person is friends with so-and-so…that’s how they made all their money”. (The Bottom Dweller cannot imagine that it’s possible for someone to actually start from scratch and be successful. Or that someone else became successful in the same business that the Bottom Dweller failed in.)

– “That company is a scam”. (The truth is that there really aren’t as many scams out there as you’d think. A ’scam’ is when you were defrauded out of money because something was misrepresented. If the Bottom Dweller joined a company, worked the business and didn’t succeed…..that doesn’t mean the company is a ’scam’.)

– “If it sounds too good to be true, it probably is.” (This statement always amazes me. Are they really saying they only want get involved in things that sound bad enough to be realistic? It seems to me that if one never gets started in something that sounds unusually good…..they’ll always only get started in things that are average or mediocre.)

– “That company’s products are too expensive!”. (Never mind that thousands of people are buying them and that those marketing them are seeing sales growth from month to month. What the Bottom Dweller should probably have said is that they can’t AFFORD it.)

– “That company marks up their prices just so the reps can make a large income.” (Well….duh. Isn’t that what every company in the world is doing? How much do you think Nike has to mark up their shoes in order to pay Michael Jordan for his marketing efforts?)

– “That stuff doesn’t work. You can get the same thing at _______ (insert name of healthfood store, bookstore, or cheap competitor’s name here). (That may be true. Of course, it’s also true that there are millions of businesses who make a fortune selling products similar to someone elses. So?)

– “I found three typos on that guy’s website. How can he expect people to take him seriously if he misspells words?” (Nevermind that that website has produced millions of dollars in sales.)

– “That pay plan isn’t as good as the _____ pay plan.” (Yes, I’m sure you’re right. Even though you’re living in your Mom’s basement and sitting on rented furniture, I’m sure we should all bow to your wisdom when it comes to understanding the cash flow of various pay plans.)

– “You’re in a scam — oh, just relax, can’t you take a joke?”. (Classic passive-aggressive behavior. Attack someone and then, when they respond appropriately, tell them that you were just kidding. It helps if you put a lot of winks and smiley-faces in there, too.)

We can go on and on. (By the way, if you’re still reading this, you’re probably not a Bottom-Dweller. The only reason a Bottom-Dweller would still be reading this is because they’re arming themselves to make a defensive attack on me on some internet forum and to make sure they misquote me properly or take my comments out of context).

The basic point is this: just KNOWING that this group of people exists goes a long way to understanding how to deal with them. Simply put, some people get an emotional payoff by trying to take the wind out of someone else’s sails. And they’re hell-bent on doing it to as many people as they can.

The “Kryptonite” for these people is simply to ask them to talk about their own results.

What have they created?
What have they produced?
What kind of income are they earning?
What leadership positions have they achieved?

You’ll find that Bottom Dwellers are allergic to these questions. After all…they’re about PROduction…not DEstruction.

Life is good!
Tony Rush

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~Jessica Byers

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I get the question all the time on where to find work at home jobs, not home businesses, home jobs, so I thought I would share some websites you can check out.

I myself have not worked with any of these companies but I have looked into them.

I don’t take any responsibility if you would NOT get hired with any of these companies.

To work at home as a Virtual Customer Service rep you will answer inbound customer calls for companies like J Crew, 1-800 Flowers or Walgreens.

You can set your own hours and with some of the companies you can pick an account that is of your interests.

You must have a pleasant voice and strong customer service skills, and you also need high-speed Internet access, a computer, a landline, and a quiet place to work—which you will have to pay out of your own pocket.

You can make an average of $8 and $15 an hour depending on your experience, call volume and accounts.

When applying you should treat your interview just like the person would sit right in front of you, some people do get a no and often that no can be right away after you have done your phone interview. During the phone interview you are going to read a script, so take your time to practice the script for a while before the interview because when you read the script that can be the YES or NO to if you will get hired.

Each company has different needs, hours, clients, payment schedules, etc., so be sure to do your research to see which one that fits you the best.

Many of the companies hire all year around and especially around the holidays.

Here are some of the companies that you can check out;

www.arise.com

www.alpineaccess.com

www.liveops.com

www.customloyal.com

www.workingsol.com

www.hirepoint.com

www.acddirect.com

www.westathome.com

www.convergysworkathome.com

www.telereach.com

www.intrep.com

www.vipdesk.com

If you get a job with any of these companies and you have found them through my blog, I would love to hear about it, please post a testimonial/comment, thanks.

I wish you good luck!

Check back often as i will post more info about working at home.

~Jessica Byers

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• @TinaMc awwwww congrats Tina!!!! #

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Just stumble upon this article this morning on and Indian website while browsing online and thought it was worth sharing, Enjoy!

Desire to achieve can make you an entrepreneur

Sarath Babu, 29, is not your usual pressed suit and natty shoes kind of corporate entrepreneur. This IIMA alumnus turned down lucrative offers from multinationals to start FoodKing (A food chain and catering services company) with the lofty ideal of providing employment to uneducated and weaker sections of our society.

Sarath, whose mother sold idlis on the pavement to help feed and educate her family of five still remembers the days when he had to go to bed hungry. As he reiterated in a recent interview, “Luxuries like a car or a bungalow do not matter to me. Even money doesn’t matter to me. I want to employ as many people as I can, and improve their quality of life.”

In her book, Stay Hungry, Stay Foolish, Rashmi Bansal talks about other entrepreneurs who have stepped away from fat salaries and cushy jobs to the challenge of entrepreneurship. They come from different backgrounds; age groups and their reasons and motivation for choosing entrepreneurship also differ. For some like Sarath, the driving force was a desire to contribute something to the society.

For others like Narendra Murkumbi, the owner of Shree Renuka Sugars who has made it to the list of new billionaires in the country and Subramanian, who spearheads Subhiksha, one of India’s largest grocery chains, it was a strong desire to achieve something more in life. Still others are motivated by the money, power, the challenges and learning opportunities that entrepreneurship presents. While aspirations and motivating factors differ from person to person, a common thread, which is their ability to hold on to and realise their dreams binds them all.

Many dream of starting their own ventures, being their own boss and making wads of money in their own time. But is entrepreneurship that easy? Can everybody who takes a stab at entrepreneurship emerge unscathed? The answer is quite obviously, a big, resounding NO. The fact is that just 30 percent of business start-ups make it through the first five crucial years of their life and live to tell the tale.

So why do some people succeed while many fall by the wayside? What makes entrepreneurs like Sarath, Narendra and Subramanian different from others who aspire to start their own businesses? Read on.

Many people start something because they are merely interested in it, or because they think they have a great idea. You may have a great idea, but you will not be able to make a successful business out of it if you lack the ability to execute it in practical terms.

While passion provides the initial adrenaline boost, it may not be enough to hold the business together in the long run. One needs to have a good dose of world wisdom to run a business.Not only do you have to get a grip on things like cash management, economic viability, profitability and rules and regulations, more importantly, you also need to have high EQ to be able to get the right people on board to steer the business forward.

Entrepreneurs are agents of change and are seldom, if ever, satisfied with the status quo. They have a strong ability to self-motivate and persevere.

In the Chinese language, when you combine the character representing crisis with the character representing change, you get the character representing opportunity. In real terms too, an entrepreneur needs to be able to weather the adversities of crises, setbacks and change and turn them into new breakthroughs.

As an entrepreneur, you must possess the mindset to create and exploit your own opportunities. In pursuing opportunities too, entrepreneurs must be prepared to take and accept risks and the possibility of failure in their stride. An entrepreneur who risks nothing, gains nothing and learns nothing.

A taste for hard work

Many first time entrepreneurs think that they will be rolling in money once the business gets under way. But most businesses are cash strapped, especially in the initial stages. It may take several months or even years before you break even or start reporting a profit. And through all these ups and downs, you will have to persevere and work long hard hours for no pay, and in the hope that it will all pay off.

Microsoft’s CEO Steve Ballmer was telling the truth when he said the secret to Microsoft’s success was “Hard, hard, hard, hard, hard, work.” Of course, this may sound like an obvious cliché, but that’s the only way to survive and stay competitive in this dog-eat-dog world. Do not give the critics, the naysayers, even your failures or your losses a tinker. They don’t matter as long as you still have belief in your ability to succeed.

Financial mismanagement is the number one reason why businesses flounder. As a person responsible for the success of your business, you need to be in the know about where your money is, and what it is doing for you. And if you don’t know, you at least need to have the sense to look for the right people who can help you give you the right picture and keep you informed.

The most successful entrepreneurs are those who go after their goals with enthusiasm, cheerfully tackling problems, showing courage and creativity under fire, who faithfully turn every failure into learning opportunities, and remain buoyant in mind and spirit even if things are falling apart all around them.

Entrepreneurship can be both challenging and rewarding, and is increasingly becoming a career with youngsters today. But the road there is uphill. Overnight successes seldom happen and young millionaires in the making often have to persevere through several failures and setbacks, and wait for years before they realise their dreams. Entrepreneurship has its share of both the perks and pitfalls, but one thing is for sure- only men of steel are cut out for this field!

Source: by BINDU SRIDHAR

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Workers losing jobs in the economic downturn may be finding the door open to a new line of work.

Now is the perfect time to join the Direct Selling Industry:

Now hiring: Door-to-door sellers

Direct marketers say feeling of job insecurity in an uncertain economy is drawing more Americans into the industry.

NEW YORK (CNNMoney.com) — Workers losing jobs in the economic downturn may be finding the door open to a new line of work.

Direct sellers, companies that market products directly to consumers, say more people want to join their sales forces.

Connie Tang, president of beauty and skin care products marketer Jafra U.S.A, said recruiting seminars in 22 cities this month have been packed.

“Close to 1,000 people have already joined the Jafra network,” she said after a week on the road.

Although Tang wouldn’t disclose how many people have signed up with the company this year, she said the number of new consultants year-to-date “is trending above last year.” The company currently has about 80,000 consultants in the United States.

About 15 million Americans work in direct marketing, doing such things as going door to door or hosting product “parties,” according to the Direct Selling Association (DSA), an industry trade group.

DSA spokeswoman Amy Robinson said industry hiring, which declined 1.3% in 2007 and was weak in the first half of the year, has picked up in recent months - just as the full impact of the financial crisis started to be felt.

“This is what we’re hearing from several of our members,” she said.

Direct selling has a low start-up costs, typically between $100 to $200 for a starter kit.

According to DSA, the average yearly income from a direct selling job is $2,400, or about $200 a month.

“Direct selling isn’t a full-time job,” Robinson said. “It gives you extra money to go on vacation, get the refrigerator fixed or buy Christmas gifts. It’s about getting some extra money in the pocket.”

Jafra’s Tang agreed.

“People are losing their full-time jobs and need to get income quickly,” she said.

Also, with retailers expected to cut back on seasonal holiday hiring, those who count on a year-end retail job are now looking at direct sales, she said.

But what has surprised her the most was the sizeable turnout she recently had at a college campus in Phoenix.

“I found out that many college students are dropping out and need a job because their parents don’t have the disposable income to pay tuition,” Tang said.

Then there’s Veronica Davis’ situation. Davis, 49, is a project manager with Electronic Data Systems in Detroit. She’s been with the company for 13 years.

Earlier this year, EDS was acquired by Hewlett-Packard (HPQ, Fortune 500). Davis is now uncertain about her job.

“If it came to a point where I had to leave the company, I want to be established doing something I’m interested in,” Davis said.

As a part-time Jafra sales associate for a month, she has already earned $500. Davis said she’ll use the money to partly pay for extra expenses and invest the rest back into her Jafra business.

Rich Razgaitis, president of direct seller Univera, Inc. (North America), is also on a 14-city road tour to recruit associates to sell the company’ss nutritional supplements.

Razgaitis, whose company already has a salesforce “of tens of thousands,” said new recruits this month are up 20% over the same month last year.

“This is a time when people want control over their own financial situation,” said Razgaitis, and direct selling provides the opportunity to secure a primary or secondary income at a time when “there’s so much uncertainty.”

According to Razgaitis, a Univera associate can earn between $300 to $500 a month part-time or up to $5,000 or more full-time.

Direct selling has worked out so well for George Briere after he lost his job in January that the 37-year-old former sales manager from Michigan said “his days of having a full-time job are over.”

“I got rid of my alarm clock eight months ago and I’m never going back,” he said.

Briere sells Shaklee’s line of nutritional products. Shaklee’s compensation structure allows Briere to earn 34% commission on his sales volume, an additional 7% performance bonus and $125 bonus for each additional person he recruits into the Shaklee network.

With an initial investment of just under $300 for his starter kit, he earned $600 in his first month and a few thousand dollars in total since then.

But most direct sellers don’t offer health and retirement plans. Does that worry Briere, since he’s made a full-time commitment to Shaklee?

Not really, he said. “I consider my residual income as a wonderful retirement plan,” he said.

Source

If you are interested to find out about what i work at home with, click here!

~Jessica Byers

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